About Credilio
Credilio is a digital financing platform through which credit cards can be accessed readily by consumers. This is especially beneficial to customers seeking their first credit card or people with poor credit standing. With collaborations from renowned Indian banks such as SBM Bank India and others, credit card facilities are provided in both secured and unsecured forms by Credilio.
The key offering of Credilio is making credits more inclusive with FD-secured credit cards, rewards, cashback, and promotional offers. The digital product enables the customer to handle their credit cards, check the expenses, and remain updated with the latest offers in the secure online environment of the company.
Store Offering
These Credilio Credit Cards can be used online or offline at a variety of merchants, from daily purchases, utilities, travel, entertainment, order takeaway, lifestyle purchases, sales, and more.
Whether you’re making purchases in festive sales, planning travel, or carrying out other transactions, Credilio Credit Cards shall cater to rewarding, cashback, and discounts as may be available.
Product Types & Categories
Credilio provides support for several categories of credit cards, based on the user’s eligibility and the partnering banks:
➤ Secured Credit Cards (FD-Backed) — Recommended For: Credit novices, people rehabbing their credit scores.
➤ Retail & Lifestyle Usage — Buying, Consumer Products, Entertainment, & e-Commerce
➤ Travel & Dining Usage — Flight booking, hotels, eating out, and travel websites
➤ Digital & UPI-Enabled Cards — Online payments, app-based usage, UPI linked payments
➤ Entry-Level Credit Cards — These are the most basic forms of credit cards. No effort is required in the process of obtaining cards.
Products & Features
Popular Benefits You May Like:
➤ Cashback or reward points on eligible spends
➤ Easy approval with FD-backed cards
➤ Credit score building through regular usage
➤ Digital card access with physical card delivery
➤ Merchant discounts during festive and seasonal sales
Features & Benefits:
➤ Cashback & Rewards: You can earn cashback or reward points on eligible transactions
➤ FD Interest Benefit: You earn interest on your fixed deposit while using the credit card.
➤ Digital Management: Track spends, manage card details, and view offers online
➤ Secure Payments: Verified mobile login and KYC-based security
➤ Low or Zero Fees: Many Credilio cards come with no joining or annual fees
Why Choose Credilio
Credilio cards are trusted for their simplicity, accessibility, and digital convenience:
➤ Easy eligibility, even for first-time credit users
➤ FD-backed cards with flexible limits
➤ Cashback, rewards, and periodic promotional offers
➤ Trusted banking partners
➤ Secure and fully digital application process
➤ Seasonal offers, bank discounts, and reward programs
How to Save More with Credilio
To save more while using Credilo use these smart strategies:
➤ Shop during festive and seasonal sales to take advantage of partner discounts
➤ Use bank-linked offers available on e-commerce and travel platforms
➤ Achieve spend-based rewards to redeem cashback or vouchers
➤ Use your Credilio card regularly to earn rewards
➤ Shop via Getpaisaback to earn extra cashback on top of bank offers
Seasonal Sales & Offers
Current & Recurring Offers:
➤ Welcome Offers: Gift cards or cash rewards after card activation and first eligible transaction
➤ Seasonal Sales: Discounts given during summer, winter, and end-of-season sales.
➤ Festive Promotions: Diwali, New Year, Christmas, and other festival offers
➤ Spend-Based Rewards: Rewarding cashback or vouchers on milestone spends
Special Sales & Events:
➤ Flash Deals: Time-sensitive deals on chosen merchants
➤ Combo & Voucher Offers: Discounts on combined purchases or gift cards
➤ Weekend Specials: Special offers on food, movies, and e-commerce shopping for a short period
Key Tips to Save More:
➤ Before making a purchase always check active offers
➤ Combine Credilio bank offers with Getpaisaback cashback
➤ Plan big purchases during festivals or sale periods
➤ Use partner merchants and voucher deals for higher rewards
Payment Options
Credilio credit cards support multiple secure payment methods:
➤ Credit Card Payments (Online & Offline)
➤ UPI (for RuPay-enabled cards, where applicable)
➤ Net Banking
➤ Digital Wallets (Paytm, PhonePe, etc.)
➤ EMI & Installment Options (subject to bank and merchant eligibility)
Pro Tip: You can combine bank discounts with Getpaisaback cashback offers to save more.
Order Confirmation & Transaction Updates
While Credilio itself is not a shopping store, users receive:
➤ Instant transaction confirmation via SMS or email
➤ Cashback or reward points credited as per eligibility
➤ Offer confirmation where applicable
➤ Digital records of spending and rewards
Cancellation, Refund & Return Policy
➤ Refunds for purchases made using Credilio cards are credited back to the same card account
➤ Reward points or cashback may be reversed for refunded transactions
➤ Disputes and chargebacks can be raised through customer support or the official platform
Frequently Asked Questions (FAQs)
1. What is Credilio
Credilio is an online platform providing credit cards partnered with banks in India, emphasizing convenience, cash back, and rewards.
2. What is an FD-backed credit card?
It is also a secured credit card offered based on a fixed deposit, which enables the customer to develop their credit rating.
3. Are Credilio’s offers valid throughout the
Offers: Yes, offers are available round the year with extra advantages during festivals and sales.
4. Are Credilio cards usable on the internet?
Yes, Credilio cards can be used on popular e-commerce, travel, food, and lifestyle portals.
5. How often are offers updated?
Offers keep getting updated from time to time, especially during festive seasons and sales events.
Contact Us
Website: https://www.credilio.in
Instagram: https://www.instagram.com/credilio.in/
Facebook: https://www.facebook.com/credilio.in/
Save More with Getpaisaback
With purchase interactions performed via Getpaisaback, Credilio payment card holders can avail an extra cashback offer along with other prevailing banking cashback deals. As a result, extra cashback generates maximum savings for holders, decreasing respective spending during shopping, travel, or even consumption.